Contaminated Product Insurance

Accidental Contamination

Any accidental or unintentional contamination, impairment or mis-labelling which occurs during or as a result of its production, preparation, manufacture, packaging or distribution; provided that the use or consumption of such product has resulted in or would result in a manifestation of bodily injury, sickness, disease or death of any person within 120 days after consumption or use.

Malicious Tampering

Any actual, alleged or threatened, intentional, malicious and wrongful alteration or contamination of the Insured's product so as to render it unfit or dangerous for use or consumption or to create such impression to the public, whether caused by employees or not. 
 
Extortion Monies

Any threat to commit Malicious Tampering for the purpose of demanding Ransom Monies.

• Cover includes
  
• Recall costs
  
• Business interruption (lost gross profit)
  
• Rehabilitation costs, sublimited to 25% 
• Consultancy costs